One account for every currency

Dedicated and aggregate IBANs for truly global expansion – with a dedicated account manager and zero bureaucratic delays.

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Jurisdictions supported. We serve companies from both developed and emerging markets.

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Сurrencies supported. Embedded currency exchange with transparent fees.

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Countries accessed. Get paid and pay to almost any country in the world.

The infrastructure of modern fintech. The expertise of a relationship bank

Growing businesses often outpace what traditional financial providers can offer – too complex for a averege fintech, too fast-moving for a legacy bank. Railor is built for exactly that space.

Your business, everywhere it needs to be

Railor gives ambitious businesses a single IBAN to send and receive payments globally. But powerful infrastructure is only half the story – every account comes with expert support to help you move forward, not get buried in bureaucracy.

Think of it as a private carriage on global rails – the reach of international infrastructure, with the comfort of a service built around your business.

Your payments, routed the right way

Railor connects your account to the world's major payment networks – giving your business the speed, coverage, and reliability to move money wherever it needs to go.

SEPA / SEPA instant

Euro transfers across 41 countries & territories – processed same-day via SEPA or in seconds, 24/7, via SEPA Instant. 

Local rails

Access local payment networks in key markets - reducing fees and transit times on domestic transfers.

SWIFT

Send and receive payments worldwide. The global standard for international wire transfers – your gateway beyond Europe.

Alternative methods 

Support for local and emerging payment methods across key markets – so your customers and partners can pay the way they prefer, wherever they are.

Fiat to crypto. Crypto to fiat

Railor connects you to a network of vetted, regulated liquidity partners – so you can convert between fiat and crypto directly from your account, without the complexity of managing a separate exchange.

Complete your account with a card

Once your multi-currency IBAN is set up, add a Railor debit card and and pay online and in-stores. Assign cards to team members, projects, or campaigns – and keep full visibility over every transaction from one place.

Up and running in days, not months

Getting started with Railor is straightforward. No lengthy paperwork, no unexplained delays – your dedicated account manager guides you through every step, from application to first transaction.

Meet our team

Tell us about your business. We'll show you exactly how Railor can be structured around your needs – no generic demos, no sales scripts.

Submit your profile

Complete a short questionnaire and provide your documents. Our team handles the rest and keeps you informed at every step until your account is approved.

Start transacting

Send and receive globally, convert currencies at real rates, and manage everything from one place – with a dedicated account manager in your corner from day one.

Set up your multi-currency IBAN

Railor is built for businesses that think beyond borders – giving you the tools to send, receive, and manage payments globally from a single IBAN account. Backed by a dedicated team of B2B payments experts, every step of the way.

Answers to common questions

Everything you need to know about
our product and services in one place

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